Knowing Your Rights in a Car Insurance Claim

<h1><a>Knowing Your Rights in a Car Insurance Claim</a></h1> <p>SAN FRANCISCO &mdash; Following a car accident, your insurance company will provide you with a list of &ldquo;preferred&rdquo; auto body shops for having the damage repaired. While this may be convenient, you might have a different repair shop in mind that isn&rsquo;t on their list. Good news: according to California law, you have the right to have your car repaired at any shop of your choosing, and your insurance company is still required to pay for it.</p> <p>However, there are a few things you should be aware of. First of all, while the choice of repair shop is yours, you may be required to take your car to a &ldquo;preferred&rdquo; shop for the initial damage assessment. Also, you may have to pay upfront for the repairs, after which your insurance provider will reimburse you. Furthermore, if you have any problems with the quality of the work, your insurance provider likely won&rsquo;t be willing to get involved, so it&rsquo;s crucial to choose a reputable and trustworthy repair shop.</p> <p>Another thing many drivers aren&rsquo;t aware of is the rights of claimants. If you&rsquo;re a claimant, it means you weren&rsquo;t at fault in the accident and another driver&rsquo;s insurance company is paying for your repair. Many claimants don&rsquo;t realize they&rsquo;re entitled to a rental car for as long as it takes to repair their vehicle, so be sure to take advantage of this insurance perk.</p> <p><br></p>