<p></p> <img src="https://s3.us-east-2.amazonaws.com/dcr-apis/wp_contents/uploads/DCR-ADMIN/AdobeStock_201491395.webp" alt="undefined" style="height: ;width: "/> <p></p> <p>The key to <a href="https://www.diamondcertified.org/applying-mortgage-loan-tips/" target="_self">mortgage matchmaking</a> is being a careful listener. The Diamond Certified mortgage brokers I talked to say a good loan agent will ask the right questions first and then find a loan at the lowest interest rate that fits your particular needs. To get a good match, ask questions and expect informative answers. The loan agent will pre-qualify you, evaluating your financial situation and credit scores.</p> <p>Here are some strategies to use when shopping for a loan:</p> <ul> <li>Don’t make large purchases, such as a new car, while you are buying or refinancing a home, as this new debt may affect your credit scores and therefore the interest rate you are offered.</li> <li>Speak to your loan agent before you pay off or close credit card accounts. Lenders often prefer that you have cash reserves available for your regular payments.</li> </ul> <p><a href="https://www.diamondcertified.org/" target="_self">Use Diamond Certified Resource to find top rated companies.</a></p> <p><strong>Related Articles</strong><br><a href="https://www.diamondcertified.org/Guide/Personal-Finances-Investing/" target="_self">The Essential Guide to Personal Finances &amp; Investing</a> <br><a href="https://www.diamondcertified.org/find-expert-advice/" target="_self">Get Expert Advice From Owners of Top Rated Local Companies</a><br><a href="https://www.diamondcertified.org/membership/" target="_self">Become a Diamond Certified Preferred Member (Always Free)</a>&nbsp;</p>