Diamond Certified Company Report

Vantreo Insurance Brokerage

Diamond Certified Company Report

Vantreo Insurance Brokerage

Diamond certified ratings dashboard
CUSTOMER SATISFACTION i
Customer LOYALTY i
Helpful Expertise i
Company Credentials i
  • Workers Compensation
  • Liability Insurance
  • License Verification
  • Business Practices
  • Current Complaint File
Phone SURVEY RESPONSES FROM 300 VERIFIED CUSTOMERS i

M. L. M. S.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

1 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

Very customer service oriented and very quick to response to any questions we have

We have been with them as an agency for over ten years and they have been excellent each and every year.

Discovery S.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

2 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

I have told a couple of friends that they do an awesome job and they know their business. They take care of us as an administrator for lots of plans for our employees. They do an awesome job.

The people who work there are so awesome, like Dave Hodges and Val and Stewart and Chelsea.

Carla J.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

3 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

I have referred them to a number of businesses, and I will continue to use them.

I like their customer service. They are very prompt, they go the extra mile, and I appreciate the classes and workshops they provide to keep my insurance rates low and to keep me educated.

Read All 300 Survey Responses at Ratings View
Diamond certified VIDEO PROFILE
Diamond certified company PROFILE

Vantreo Insurance Brokerage is a full-service insurance brokerage that provides a broad range of policies for all types of businesses (with special expertise in rapid growth, multi-location and risk-challenged companies) throughout the Greater Bay Area. The company’s insurance professionals offer solutions for business, employee benefit and personal lines.

Owners and industry veterans Lynne Wallace and Tim Chanter established Vantreo Insurance Brokerage to meet the specific needs of underserved insurance buyers who operate locally, nationally and worldwide. “We’ve put together a team of high-level professionals who are educated, resourceful, creative and fun to work with,” says Ms. Wallace. “We consider ourselves an insurance concierge service, as we take care of the important details and often achieve the impossible on our clients’ behalf.”

Vantreo Insurance Brokerage takes a collaborative approach to the insurance process that’s designed to find solutions for clients’ individual needs. “Insurance doesn’t fit into a cookie cutter mold—there are many options that meet the diverse needs of all types of people,” says Mr. Chanter. “Our clients appreciate that we provide unequaled experience, training options, and online services that help them negotiate their insurance options and find the right solutions.” 

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COMPANY REPORT NAVIGATION

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DIAMOND CERTIFIED RESEARCHED CAPABILITIES ON Vantreo Insurance Brokerage

COMPANY CONTACT
Locations

Sonoma County
Marin County
San Francisco
Alameda County
Contra Costa County
Santa Rosa
San Rafael
Sunset District
Oakland
Concord.

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SERVICES PERFORMED

All Types of Insurance

BRANDS Supported
  • Kaiser Permanente

  • Blue Shield

  • Health Net

  • Allied

  • California Choice

  • Guardian

  • Lincoln Financial

  • Blue Cross

  • Liberty Mutual

DIAMOND CERTIFIED RESEARCHED ARTICLES ON Vantreo Insurance Brokerage

Company Profile

Vantreo Insurance Brokerage is a full-service insurance brokerage that provides a broad range of policies for all types of businesses (with special expertise in rapid growth, multi-location and risk-challenged companies) throughout the Greater Bay Area. The company’s insurance professionals offer solutions for business, employee benefit and personal lines.

Owners and industry veterans Lynne Wallace and Tim Chanter established Vantreo Insurance Brokerage to meet the specific needs of underserved insurance buyers who operate locally, nationally and worldwide. “We’ve put together a team of high-level professionals who are educated, resourceful, creative and fun to work with,” says Ms. Wallace. “We consider ourselves an insurance concierge service, as we take care of the important details and often achieve the impossible on our clients’ behalf.”

Vantreo Insurance Brokerage takes a collaborative approach to the insurance process that’s designed to find solutions for clients’ individual needs. “Insurance doesn’t fit into a cookie cutter mold—there are many options that meet the diverse needs of all types of people,” says Mr. Chanter. “Our clients appreciate that we provide unequaled experience, training options, and online services that help them negotiate their insurance options and find the right solutions.” 

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Company Philosophy

"We believe in protecting our clients and doing everything in our power to increase their profitability. In every decision, we ask, ‘Is it high integrity, excellent, financially healthy and a cultural fit?' Our goal is to provide every client with world-class insurance and service, protection against unexpected loss, and tools to help them and their organization grow profitably."

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Comparative Summary

Insurance brokerages are always looking for ways to differentiate themselves from their competition, and those that have earned the prestigious Diamond Certified award are already several steps ahead. In addition to its Diamond Certified status, VANTREO Insurance Brokerage sets itself apart by acting as an “insurance concierge” for its clients, which essentially gives them access to a professional risk manager as well as an insurance provider. “Our role is to partner with our clients to achieve their key objectives, from fulfilling routine service requests like insurance certificates and policy changes to providing comprehensive advice and education,” says co-owner Lynne Wallace. “Our combination of world-class service, specialization, education and technology really sets us apart.”

VANTREO Insurance Brokerage has been providing a broad range of insurance policies for all types of businesses (with special expertise in multi-location, rapid growth and risk-challenged companies) throughout the Greater Bay Area since 2007. The company’s insurance professionals are qualified to offer risk management solutions, financial services, employee benefit consultations and much more.

Unlike less experienced insurance companies that take a “one size fits all” approach to covering their clients, VANTREO Insurance Brokerage customizes its services to meet the specific needs of the businesses and organizations it represents. “We’re known for offering a unique and broad range of services,” confirms co-owner Tim Chanter. “Our favorite part of the insurance process is partnering with our clients and working with their individual needs to find solutions that bring positive results.”

Another distinguishing characteristic of VANTREO Insurance Brokerage is its ability to clearly communicate with its clients, which Ms. Wallace says is important for helping them uncover their most critical insurance needs and meeting those needs as quickly as possible. “We’re a full-service agency, so we always have plenty of staff on hand to immediately answer questions and solve problems. Our goal is to bring a personal touch to every client relationship.”

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Industry Info

If you own a small business, it’s important to “safe harbor” your employee health care plan. In the insurance industry, “safe harboring” means to reduce or eliminate liability by demonstrating good faith. “Basically, if your company has less than 50 employees and you safe harbor your health care plan, you won’t incur any penalties or fees as long as you provide enough ‘essential benefits,’” explains David Hodges, vice president of Vantreo Insurance Brokerage in Santa Rosa. “These benefits include things like preventative care, physicals, mammograms, baby care, physical therapy, prescription drug coverage, speech therapy, outpatient services—essentially all the things that California health care programs provide.”

Under the Patient Protection & Affordable Care Act (PPACA), your company’s health care plan is considered “safe harbored” if it meets the following criteria:

  • You have a 90-day waiting period before new employees are eligible for benefits.
  • You consider a full-time employee to be one who works at least 30 hours a week.
  • Your plan’s deductible doesn’t exceed $10,000, with an out-of-pocket maximum of $6,000.
  • Your plan does not discriminate.

Mr. Hodges says it’s important for all small business owners to be knowledgeable about their compliance with the PPACA because penalties can cost as much as $3,000 per employee. “Staying on top of your plan will save you from having 40 percent of your premium taxed, which is a non-deductible penalty. It’ll also save you from losing good employees who simply want benefit packages with good coverage and the ability to continue seeing their regular doctors.”

If you want to consult with an insurance professional about safe harboring, Mr. Hodges says it’s important to find a company that clearly understands health care law, taxes and the various benefits that are offered by major carriers. “At the end of the day, an employee insurance company is in the business of solving problems, not just selling policies. If your company has a claim problem, you should be able to call and have it taken care of immediately.”

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Frequently Asked Questions

Q: How can I make sure I’m not paying too much for insurance?

A: Insurance isn’t a ‘one size fits all’ situation, so you could be paying too much if your insurance doesn’t meet your specific needs. We can audit your coverage and determine if there are missing gaps or double coverage. We’re here to help you find the best answer.

Q: If I have an insurance claim, how can I make sure I get paid?

A: The best way to make sure you get paid is to learn what your insurance covers and excludes. If you have a claim and your insurance coverage is in question, ask yourself, ‘Is insurance available that would have covered this claim?’ If the answer is yes, your next question should be, ‘Was I offered that coverage?’ The key to claims satisfaction is making sure your most significant risks have been identified and proactively handled before a claim occurs.

Q: How can I lower my insurance costs?

A: One of our strengths is determining innovative ways to keep costs down for employers while keeping benefits up for their employees. We’ll find the best value for your money and situation.

Q: What do you offer that’s different from my current insurance agent?

A: First and foremost, we listen and ask our clients probing questions to determine their problems. Often, it isn’t necessarily cost but rather the perceived value of what they’re getting for what they’ve paid. We custom design plans for businesses that meet their goals and needs. We apply our knowledge to satisfy employers’ needs, not insurance companies’ needs.

Q: How accessible are you?

A: We’re a full-service agency with staff on hand to answer questions and solve problems. We have direct contacts with service managers and can help you quickly resolve problems.

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SELECTED PHOTOS FROM Vantreo Insurance Brokerage

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DIAMOND CERTIFIED EXPERT CONTRIBUTOR ADVICE & TIPS FROM David Hodges

Expert CONTRIBUTOR PROFILE
  • David Hodges is a 30-year veteran of the insurance industry and vice president of Vantreo Insurance Brokerage, a Diamond Certified company since 2002. He can be reached at (877) 301-2017 or by email.

David Hodges: A Leading Role

By James Florence, Diamond Certified Program Reporter

SANTA ROSA — As a young actor, David Hodges was naturally excited about landing the lead role in a San Francisco theatrical production. However, he didn’t realize that this experience would set the stage for something much bigger. “While preparing for a production at the Curran Theater in San Francisco, another cast member and I carpooled from Santa Rosa every night for rehearsal,” he remembers. “He was an insurance agent, and over the course of riding with him for several months, he convinced me to start selling life insurance.”

David says his experience as an actor benefited him greatly in his subsequent career. “One of the things I learned from acting was the art of listening. A director once told me to stop acting and start reacting—to listen to how a line was being said and respond honestly. That was one of the best pieces of advice I’ve ever received, and it’s something I regularly apply in my profession.”

Today, as vice president of Vantreo Insurance Brokerage, David says his favorite part of his job is finding solutions to his clients’ problems. “I think an insurance broker’s job is similar to that of a mechanic or doctor in that it requires an ability to listen, diagnose and repair problems. By talking with my clients and determining their needs, I’m able to fix the things that aren’t working for them and enhance those that are.”

A resident of Sea Ranch (where he lives with his wife, Nancy), David says his favorite part of living and working in the Bay Area is his unique daily commute. “I’m a pilot, and every morning I fly my plane from Sea Ranch to Santa Rosa for work. It’s a really scenic flight, starting over the ocean and then going over Sonoma County forests and vineyards. It’s a nice thing to wake up to—plus, it only takes me 15 minutes to fly to my destination, whereas it takes about 90 minutes to drive.”

Outside of work, David engages in a variety of pastimes, from hunting and golfing to writing music and gardening. However, he says a substantial portion of his free time revolves around aquatic activities. “The ocean is a big part of my life. I have a boat in Bodega Bay and enjoy going fishing and abalone diving with friends.” Additionally, David says he looks forward to family get-togethers during the holidays. “Nancy and I have five grown children, and we all get together for Christmas and Easter, which is always a lot of fun.”

In his life and career, David espouses the importance of having the right motivation. “I take an ‘if it’s not broken, don’t fix it’ approach to my job,” he explains. “If someone asks me for a second opinion after getting a quote from another broker, if it looks good, I tell them so and walk away rather than try to be a salesman. Obviously, being an insurance broker involves sales, but at the end of the day, you’re supposed to be solving problems, not trying to gain at the expense of your clients.”

When asked the first thing he’d do if he could retire tomorrow, David says he wouldn’t. “I’ll never retire—working is enjoyable to me. However, I do have plans to work less than I do right now. I’ve been mentoring a young man in the business, so by the time I’m ready to cut back, he’ll be prepared to take on some of my workload.”

Ask Me Anything!

Q: What’s your favorite restaurant?
A: St. Orres in Gualala—it’s a French restaurant that serves a lot of wild game.

Q: What’s your favorite thing to do on a rainy day?
A: Stay inside and watch the ocean. We have a great view of it from our home, so I love to just sit there with a hot drink and try to spot whales and porpoises.

Q: What’s one website you visit on a daily basis?
A: Facebook, because all my kids are on it.

Q: Do you have a favorite movie?
A: Yes, and it’s considered one of the worst movies of all time by most critics: “Dune.” My second favorite movie is “Forrest Gump,” and my third is “It’s a Wonderful Life.”

Q: What’s your favorite thing to eat for breakfast?
A: Chicken fried steak, eggs over easy, wheat toast, hash browns and a cup of coffee.

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Expert articles
  • Keeping in Compliance with the Affordable Care Act

    SANTA ROSA — If you’re a small business owner, you understand the importance of financial organization. In the age of the Affordable Care Act, it’s more important than ever for businesses to be proactive about compliance with federal regulations, which is why you need to be aware of significant changes in 2015.

    Extended waiting period
    This year, the waiting period for new hires to be added to an employer’s health insurance has been extended from 30 to 60 days. This gives you the advantage of having more time to observe the performances of new hires before adding them to your company’s benefits plan, so be sure to make this adjustment at the time of your insurance renewal.

    Full-time equivalents
    At this point, employers with less than 50 full-time employees aren’t required to offer health benefits. However, if you have more than 50 employees total (including part-timers), you may actually be over the mark due to the rule of full-time equivalents. Under the Affordable Care Act, two part-time employees who each work 15 hours per week are equivalent to one full-time employee, which means if you have a lot of part-time workers, you may need to file a form 1095-A and B with the IRS in 2016.

    Controlled group rules
    If you own multiple businesses, you’ll need to be aware of “controlled group” rules under the Affordable Care Act. Basically, if you employ 50 or more people, even if they’re split between two or more separate companies, the IRS will consider it a single “controlled group” for benefits purposes.

    Like many aspects of health insurance, the rules of the Affordable Care Act can be confusing, which is why you should have a good broker and CPA to guide you through it. By working closely with knowledgeable financial professionals, you’ll be able to avoid unexpected tax penalties.

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Expert video tip
  • Video: Avoiding Pitfalls with the Affordable Care Act

    Complete Video Transcription:

    SANTA ROSA — Host, Sarah Rutan: If you’re a business owner, you’ll want to be aware of upcoming changes to the Affordable Care Act and how they will affect you. Today we’re in Santa Rosa with Diamond Certified Expert Contributor David Hodges of Vantreo Insurance Brokerage to learn more.

    Diamond Certified Expert Contributor, David Hodges: Good morning. I just want to talk a little bit about the Affordable Care Act today because there are some pitfalls that you as a business owner can really fall into if you’re not careful or have good consultants. In fact, that’s a large reason why I’m a member of Diamond Certified is because they spend quite a bit of time making sure that we’re not only ethical, but we know what we’re talking about. So, you’re going to get some good information today that you can use in concert with your CPA or your broker to help you avoid the pitfalls of the Affordable Care Act. One of the first things you need to know is last year you were told that you need to change your waiting period for new hires due to – for health insurance down to 30 days – first of the month following 30 days.

    And that’s changed to 60 days this year and most people want to chance to look at new hire before you put them on $500 a month worth of benefits. You’ll be able to do that this year. So, when your renewal occurs – and most people renew in December now – you’ll be able to change your waiting period to 60 days. The second thing you’re going to have to deal with is if you have close to 50 employees, I strongly, strongly recommend you start counting your full-time equivalents. What is a full-time equivalent?

    Under the Affordable Care Act, a full-time equivalent is – let’s say I have two part-time employees that both work 15 hours per week. That would be equal to one full-time equivalent employee. So, if you’re a restaurant or a bar or something that has a lot of part-time employees, you may well have 50 employees and have to file a form 1095-A and B with the IRS next year for 2015 plan year. You think you’re under 50 and you’re actually over 50. Talk with your broker. Talk with your CPA and see if that applies to you. The second thing I would be concerned with is making sure that you’re compliant, that your plan is compliant. If you have a plan that is what’s called a skinny plan, it really doesn’t have a good coverage like 50 percent coverage – your plan is not compliant with the Affordable Care Act.

    Make sure your plan is compliant. You could be open for penalties in 2016 and everyone had to apply. Everyone who is over 50 employees has to apply to the Affordable Care Act under form – 6056 is the number. There’s so many numbers that it’s even confusing for those of us who do this every day. Lastly, I want to have you be concerned and be very familiar with the fact there are controlled group rules under the Affordable Care Act that are really sticky. Your CPA will help you with this. But the control group rules means I have an insurance company and a restaurant. Well, the IRS is going to consider that one company now for benefits purposes and if you offer benefits for your insurance company, you darn well need to offer them to your restaurant as well. Make sure if you’re a controlled group and own more than 50 percent of any other company, that you consider those ones for reporting purposes and if you’re over 50 employees with both companies, the IRS will consider you over a 50 person group.

    Those are things to watch out in the Affordable Care Act. Again, a good broker, a good CPA will help you walk through that and the fact is you’ll have to give your employees forms related to the Affordable Care Act with your W-2’s next year – very, very, important that you understand how to do that so you avoid these pitfalls. Everyone will have to file for the Affordable Care Act in 2016 for 2015 reporting. I hope that makes sense because it can be confusing to most people. Thank you for listening and I look forward to talking to you if you have questions. Good day.

    Host, Sarah Rutan: To learn more from local top-rated companies, visit our Diamond Certified Expert Reports at experts.diamondcertified.org.

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Vantreo Insurance Brokerage WEBSITE AND EXTERNAL FEED
  • Vantreo Insurance Brokerage SOCIAL MEDIA FEEDS
COMPANY WEBSITE
www.vantreo.com
Diamond Certified RATINGS ON Vantreo Insurance Brokerage
Diamond certified ratings dashboard
CUSTOMER SATISFACTION i
Customer LOYALTY i
Helpful Expertise i

Each surveyed customer was asked, “If you needed any helpful expertise, did this company provide that expertise?” To calculate this score, total “Yes” responses were divided by total responses (excluding those that stated they hadn’t needed any expertise).

Company Credentials i
  • Workers Compensation
  • Liability Insurance
  • License Verification
  • Business Practices
  • Current Complaint File
Phone SURVEY RESPONSES FROM 300 VERIFIED CUSTOMERS i
Vantreo Insurance Brokerage : Average 9.1 out of 10 based on 300 unique customer surveys of customer satisfaction.

M. L. M. S.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

1 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

Very customer service oriented and very quick to response to any questions we have

We have been with them as an agency for over ten years and they have been excellent each and every year.

Discovery S.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

2 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

I have told a couple of friends that they do an awesome job and they know their business. They take care of us as an administrator for lots of plans for our employees. They do an awesome job.

The people who work there are so awesome, like Dave Hodges and Val and Stewart and Chelsea.

Carla J.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

3 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

I have referred them to a number of businesses, and I will continue to use them.

I like their customer service. They are very prompt, they go the extra mile, and I appreciate the classes and workshops they provide to keep my insurance rates low and to keep me educated.

J. D. H. L.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

4 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

Very trustworthy and thorough

The customer service and personalization to the service

K. F. C.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

5 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

They are prompt in getting newly shipped cars insured for us that are either bought by the dealership or sent from Chevrolet. They do the employee insurance like health options and such. They also do our liability and umbrella, workers compensation as well. They are good at getting certifications to us on time.

The promptness is key with our dealership, promptness of certificates.

P. P.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

6 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

They do a great job.

Friendly staff

R. V. I.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

7 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

Cindy is the best, I have been with her a while now.

The customer support, they are very responsive. We have been with them for a long time.

R. A.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

8 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

Very satisfied, and they are on top of customer support for us. Any questions I have, they answer immediately. For what they handle for us, they are awesome. I don't even speak with anyone else on solicitations because of how great they have been.

Again, the customer support, they handle a lot of loose ends for us. I get same-day responses on any questions I may have. They put a lot of time into our account and we are new with them so it says a lot.

R. H. C. C.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

9 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

I would say, they are a good company. They do great liability options through Safeco. I think it was and they provide some pretty good brokerage options on health as well.

I would say the representatives. They give a good personal touch to it all.

S. P. S.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

10 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

Professional, very competitive proposals, they are just a class act firm. I'm actually moving all my business to them. I have 60 to 80 policies that we manage. I manage several HOA's and because of their quality I'm moving all that business to their portfolio.

Timely, professional, plus competitive in pricing, at the end of the day, it's really the quality of service they provide us as well.

T. F. L.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

11 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

Personal service and quality service

She got back with us within a timely manor and if she didn't know she found out. I was very satisfied.

T. C.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

12 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

Extreme prompt, professional, and helpful

Prompt and responsive

V. I. M. N. C.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

13 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

I think I would tell them we are satisfied and they should give them a try.

Just everything, they do all of our insurance including medical for all employees, manage benefits like HSA for employees, general liability, employment practices, workers compensation, and they have a program for HR that is amazing. If I have any HR related questions, I can go online and access forms or ask questions. If there are any state processes that we don't know about those are also there in a very clear instructional document.

W. C. D.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

14 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

Just an overall great company

The responsiveness to getting certifications of insurance to us and other involved

Westwoods C.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

15 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

Professional and organized

Professionalism, I have used them for over 40 years.

Melissa H.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

16 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

They were quick to respond and helpful.

I had a great agent that worked with me if I had any questions, I believe her name was Sandy. I was pretty happy with my services.

A. P. I.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

17 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

I would recommend them.

They are responsive and easy to reach.

B. I. C.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

18 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

Vantreo is very convenient because it is basically a one-stop shopping.

The personal attention

B. I. I.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

19 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

They do what they say they are going to do.

They do what they say they are going to do.

C. C. C.

VERIFIED Vantreo Insurance Brokerage CUSTOMER

20 of 300

Quality 10
10 10
Loyalty Yes
CRITIQUE

I would tell them that we use them, they are excellent, and I would recommend them.

I can contact them and they will get right back to me.

Read All 300 Survey Responses at Ratings View