Small Business

David Hodges is a 30-year veteran of the insurance industry and vice president of Vantreo Insurance Brokerage, a Diamond Certified company since 2002. He can be reached at (877) 301-2017 or by email.

Taking Advantage of Digital Insurance Platforms

Posted on June 12, 2018 by James Florence

SANTA ROSA — Many things have gone digital during the last few years, and employer insurance platforms are no exception. With modern digital technology, once-tedious insurance processes like enrollments, terminations and plan alterations can now be implemented electronically, resulting in a faster, more streamlined approach. If you’re an employer, make sure your insurance broker can provide you with this cutting-edge resource.

Consider the following example of how a digital platform streamlines the annual process of insurance enrollment. It begins when the broker solicits bids from the different insurance carriers. Since each employer’s employee census information is stored in the cloud (all highly encrypted and privacy-protected), the broker doesn’t need to request that information from the employer—they can simply download it and send it electronically to the carriers, Read more

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Video: Communicating Employee Benefits

Posted on October 02, 2017 by Mari Patrick

MENLO PARK — Host, Sarah Rutan: If you’re an employer, make sure your employees understand what your benefits are and how to use them. Today we’re in Menlo Park with Diamond Certified Expert Contributor Bob Vinal of Bay Area Health Insurance Marketing to learn more.

Diamond Certified Expert Contributor, Bob Vinal: Hi. Today let’s talk about employee benefits. Employee benefits is one of our largest costs as a small employer. We’re spending thousands of dollars each month and each year providing our employees with a valuable benefit. But do they appreciate the benefit? Do they know that the ID card that you gave them is an unlimited credit card? Read more

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How to Avoid Tax-Season Headaches

Posted on July 11, 2017 by admin

SAN JOSE — Many people dread doing their taxes because they suddenly discover they owe more money than they expected or feel rushed to file all the paperwork on time. To avoid situations like these, it’s important to make sure taxes are being withheld from your income at the appropriate level and keep track of your financial records throughout the year. By taking these steps, you won’t find yourself owing more money than you anticipated, and you can reduce the time you spend on your return come tax season.

It’s important for taxpayers to monitor their withholdings throughout the year and be certain that neither too much nor too little is being withheld. Read more

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Video: Assessing Your Tax Withholdings

Posted on July 11, 2017 by admin

SAN JOSE — Host, Sarah Rutan: When it comes to income taxes, many taxpayers overlook their yearly withholdings. Today we’re in San Jose with Diamond Certified Expert Contributor Russell Barnett, EA to learn how you can avoid this.

Diamond Certified Expert Contributor, Russell Barnett: I wanted to talk about withholding. To pay attention to it throughout the year; make sure that you’re not having too much or too little withheld. Nobody like a big surprise at the end of the year in terms of a tax bill. People should be aware that, oftentimes, lump-sum payment or payroll items such as bonuses, commissions, stock grants, etc. are only within federally at 25 percent. Read more

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Small Business Tip: Know the Numbers

Posted on July 11, 2017 by admin

SAN FRANCISCO — You’ve heard the statistic: Nine out of 10 new businesses fail within the first year. While a variety of factors may account for this figure, one of the main instances that cause a small business to fail is when the owner loses track of the numbers. That’s why the best thing you can do as a small business owner is take the time to identify and compile key numbers that will enable you to monitor your business’ health on an ongoing basis.

Whether getting caught up in daily operations or relying too heavily on tax documents and accounting packages, small business owners often lose focus on the financial aspect of growing their businesses. Read more

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Adopting a Successful Business Mindset

Posted on July 11, 2017 by admin

WALNUT CREEK — Making money is an important part of owning a business, but what’s the point if you’re too busy and stressed to enjoy it? In addition to growing your business to be more profitable, you should grow it so you’re able to have more free time and peace of mind. To do this, you’ll need to change your mindset from that of a self-employed individual to that of a successful business owner.

Consider the difference between a self-employed individual and a business owner. Whereas a self-employed person does a lot of hands-on work and invests much of his personal time, a business owner develops systems and hires people to run those systems for him. Read more

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Video: The Key to Success in Business

Posted on July 11, 2017 by admin

WALNUT CREEK — Host, Sarah Rutan: If you’re a self-employed contractor, you’d be surprised how a simple change in mindset can increase not only your revenue, but your free time and peace of mind as well. To learn more, we’re in Walnut Creek with Marissa Berger of The Contractor’s Coach, speaking on behalf of Diamond Certified Expert Contributor Karan Dhillon.

Marissa Berger: I’m going to share with you a tip on how to grow your business so it not only gives you more money, but it actually gives you more free time and peace of mind on a daily basis. The way that we do this is understanding how we make money in the business world. Read more

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