No one likes to think about death, especially our own. Making pre-need arrangements allows you to buy property and services at today’s prices, let your family know your wishes and it takes away the hassle of someone making decisions during an emotional time. Any money you pay in advance for services is placed in a trust, which is regulated by the state. Pre-need arrangements don’t have to be paid all in a lump sum; you can also make payments over time. It’s important to let your family know that you have done this planning. Many cemeteries will provide a pre-need planning guide, which outlines your wishes and arrangements. Keep the guide with other important documents such as life insurance policies, stock certificates and military papers.