When reviewing my homeowner's insurance policy recently, I realized that I had not had a conversation with my agent since 1986! A professional agent should not let so much time pass without initiating an insurance portfolio review, according to Diamond Certified State Farm Insurance® agents Al Ward and Jim Flynn, and with updated information, your agent can help you remedy gaps and other deficiencies while saving money by eliminating coverages no longer needed.
A check-up every few years may reveal that your home is underinsured or that the building code upgrade in the policy is inadequate. A real insurance pro will have a licensed team of people to answer your questions 24/7, but you can insist on meeting with your agent personally. Don't be afraid to ask how to save money such as discounts for both home and auto together. An outstanding agent will have a sincere interest in helping you best protect your family.