Time to Talk to Your Insurance Agent?

When was the last time you talked to your insurance agent about your homeowner’s policy? Some agents, like Jim Russo, Sr., with State Farm Insurance, a Diamond Certified company, check in with customers right around the time their policies are up for renewal. This is when you can review your coverage, let the agent know about changes, and learn about new products and services.

With an annual review, you might find out that you may qualify for a discount on your premium. For example, if you have upgraded your electrical system, added an alarm system, or increase your deductible, you might see your premium reduced. The biggest discounts are available to people who carry multiple lines of insurance with the same company (car, home, umbrella), so be sure to ask about that. Mr. Russo says other new endorsements now available include a personal injury endorsement for a non-physical injury, and identity theft protection.