Consumer experts like Laurel Pallock with the San Francisco District Attorney’s Consumer Mediation Department say the New Year is a good time to take stock and re-organize your consumer affairs. Ms. Pallock gets you started with her top 5 tips.
1. Get a free copy of your credit report @ AnnualCredit Report.com.
2. Use your gift cards as soon as possible.
3. Make a copy of everything in your wallet. Copy both sides if necessary. Put copies in a safe place.
4. Create a list of all your passwords and store it in an unusual spot. Give the file a title that is NOT “Passwords.”
5. Check for hidden fees on everything from your bank account, credit cards, TV, telephone and Internet. Challenge questionable ones and switch to providers when possible that clearly disclose all fees clearly and upfront.
I will have more consumer tips from Laurel and other experts throughout the year on Twitter @asavvyconsumer.